Don't Go Shopping for a New Home
Before You Know Exactly How Much You Can Spend! 
You might have an idea of the loan payment and mortgage you can afford.
But will the bank feel otherwise?
It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you'll find out: Exactly how much home or land you can afford. How much cash you will need for the down payment. The minimum down payment, and advantages of higher down payments. What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Anchorage, Eagle River, Wasilla, Palmer and Girdwood REALTORS® to offer services such as these. Once you fill out the form, we'll quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... Most Real Estate Licensees and Lenders recommend that home buyers get pre-qualified before selecting a home to purchase. This way you will be prepared to preview and negotiate your home purchase with confidence. Reasons To Get Pre-Qualified • With pre-qualification you can determine which loan program best fits your needs. (List of loan programs to follow)
• You will know exactly how much you are qualified for. It's no fun to find your "ideal home" and then find out you can not afford it.
• It allows you to see what the down payment and closing will be.
• If you are a first time homebuyer, you may be able to qualify for a special first time homebuyer program, saving money or allowing a larger purchase price.
• Meeting with your lender to preview your financial options prior to shopping for your new home affords you the opportunity to consider what you really want and need before the emotions of purchasing your home engage
Home Inspections >Serious Inspections
When you are involved in the process of buying a home, it is safe to assume that you will probably find one that you like, make an offer, and purchase it. There are many steps along the way, and more and more buyers in the market today want guarantees. Inspections by structural engineers and environmental specialists often turn up something wrong with the property you want to buy. Many sales have been halted or delayed because asbestos, lead, or radon was found on the property.
If a problem has been found with the property you want to buy, ask yourself two questions:
1) Can the problem be fixed?
2) If so, what will it cost to repair it?
Some of the following problems could keep you from purchasing a property, if:
1) the house rests on a fault line;
2) the water supply is contaminated;
3) there is a severe crack in the foundation;
4) the house is located under electro-magnetic power lines;
5) the house is contaminated with radon gas.
Enlist your real estate agent's help in identifying the existence of any of these problems prior to buying property.
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| Q |
What is the most unusual maintenance project done once each year in the United States?
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| A |
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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 See More Real Estate Trivia > |
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