Don't Go Shopping for a New Home
Before You Know Exactly How Much You Can Spend! 
You might have an idea of the loan payment and mortgage you can afford.
But will the bank feel otherwise?
It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you'll find out: Exactly how much home or land you can afford. How much cash you will need for the down payment. The minimum down payment, and advantages of higher down payments. What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Anchorage, Eagle River, Wasilla, Palmer and Girdwood REALTORS® to offer services such as these. Once you fill out the form, we'll quickly process your information and get right back to you! We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... Most Real Estate Licensees and Lenders recommend that home buyers get pre-qualified before selecting a home to purchase. This way you will be prepared to preview and negotiate your home purchase with confidence. Reasons To Get Pre-Qualified • With pre-qualification you can determine which loan program best fits your needs. (List of loan programs to follow)
• You will know exactly how much you are qualified for. It's no fun to find your "ideal home" and then find out you can not afford it.
• It allows you to see what the down payment and closing will be.
• If you are a first time homebuyer, you may be able to qualify for a special first time homebuyer program, saving money or allowing a larger purchase price.
• Meeting with your lender to preview your financial options prior to shopping for your new home affords you the opportunity to consider what you really want and need before the emotions of purchasing your home engage
Buyers Remorse >Real Estate Jitters
Here is a typical scenario illustrating the effects of buyer's remorse. Your home was on the market for a few weeks, and you are now feeling fortunate because an attractive offer has been presented by qualified buyers. Once the ink dried on the contract forms, however, it seemed that everything suddenly threatened to come unraveled.
Once the buyers' earnest money check cleared their account, they suddenly came up with a list of concerns that never occurred to them before the purchase agreement was signed. Their fears and demands have turned them into touchy adversaries instead of the sweet young couple looking forward to starting a family. How could the atmosphere have changed so quickly?
Buyers and sellers are both susceptible to different forms of stress reaction known in the real estate field as "Buyers' Remorse" and "Sellers' Remorse". Fortunately, neither one of these conditions is contagious to real estate agents! An important part of our job is to help our sellers and buyers through their buying or selling jitters with understanding and humor.
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
Schools in Anchorage, Wasilla and Eagle River
