Buying Your First Home?
REALTORS® Are Your Professional Guides.
Make Sure You Choose Top Experts.
You might be intimidated by the process of buying your first home. As top real estate experts, it's our job to guide you, from beginning to end.
We’ll take the time to go through each and every step of the buying process. Together, we will consider:
How much can you really afford?
How to qualify for a mortgage.
How much cash you should put down.
How to buy a home with little or nothing down.
What it takes to get approved for financing.
What banks and other financial institutions are looking for.
How much your payments will be.
The tax advantages of buying.
Is renting or buying better for you? Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.
New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What is the world's longest wall?
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| A |
The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain. |
 See More Real Estate Trivia > |
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